Homebuyer Resources

Navigating the homebuying process can be tricky. We’re here to help—explore the resources below to guide you on your homeowner journey!

Buying Process

Secure your pre-approval

Getting pre-approved helps you lock in your interest rate and know your budget before you start looking for a home.

Explore your Dream Home

Take your time exploring to find the home that best fits your lifestyle. Think about your ideal floor plan and key must-haves, and don’t hesitate to ask questions—our team is here to guide you every step of the way.

Execute the
Purchase Agreement

Once you’ve chosen your preferred model, it’s time to complete the purchase agreement. After signing, you’ll have two weeks to secure your financing.

Finalize Your Financing

Once you receive your mortgage approval from your bank or broker, you can remove your financing conditions. At this point, your deposit will be due, and your new home will officially be yours.

Building Your Future Home

The construction process usually takes 6–9 months. As your new home takes shape, you’ll have the opportunity to choose your interior finishes and join scheduled walk-throughs to see the progress up close.

Prepare for Possession

About two weeks before taking possession, you’ll meet with a lawyer to review and sign all the necessary documents for your new home.

Possession Day

Possession Day is here! Today, you officially take ownership of your new home. Our team will guide you through the final steps, hand over the keys, and ensure you feel confident settling in.

Getting Pre- Approved

Getting pre-approved for a mortgage can sometimes feel complicated, but our trusted experts are here to guide you every step of the way and make the process easier.

Fill out the form below and one of our trusted mortgage brokers will reach out to you and assist you with the process.

GST Rebates for first-time home buyers

On May 27, 2025, the Minister of Finance and National Revenue, the Honourable François-Philippe Champagne, tabled legislative proposals to amend the Excise Tax Act to introduce a new GST rebate for first-time home buyers (the “FTHB GST Rebate”). As a result of this rebate, first-time home buyers will be able to save up to $50,000 on a new home. This measure is expected to deliver $3.9 billion in tax savings to Canadians over five years, starting in 2025-26.

The FTHB GST Rebate would allow an individual to recover up to $50,000 of the GST (or the federal part of the HST) paid in respect of a new home purchased from a builder (including on leased land).

To qualify for a FTHB GST Rebate, at least one of the purchasers of the home would need to be a “first-time home buyer” that is acquiring the new home for use as their primary place of residence. That individual would also need to be the first individual to occupy the home as a place of residence.

The FTHB GST Rebate would generally be available if:

  • the agreement of purchase and sale for the home is entered into with the builder on or after May 27, 2025 and before 2031; and
  • construction of the home begins before 2031, and the home is substantially completed before 2036.

For more information, please visit here.

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